Free Tool

Your Mortgage Health Check

Enter your mortgage details and get an instant score out of 100 — rating your rate, term, lender competitiveness, and potential savings.

Tell us about your mortgage

Takes about 60 seconds. No SIN, no banking info — just the basics.

Property Address

Mortgage Balance

Current Rate

Lender

Remaining Term

Please fill in all fields before continuing.

Your information is used only to generate your report. We don't share or sell your data.

Analysing your mortgage…

Checking current market rates

Evaluating lender competitiveness

Calculating your health score

Preparing your report

Your Mortgage Health Score

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/100

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Calculating…

Rate vs. market best0.45% above ideal

Annual overpayment$1,890 / year

Lender score62 / 100

Refinance opportunityStrong — act now

Recommended actionSwitch lender at renewal

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Your full report is ready

Enter your name and email to unlock it — free, no spam.

Please enter your name and email.

Your Mortgage Health Score

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/100

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Mack can review your mortgage in detail and show you exactly what options are available at renewal — or sooner.