Free Tool

Your Mortgage Health Check

Enter your mortgage details and get an instant score out of 100, rating your rate, term, lender competitiveness, and potential savings.

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Your details
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Your score
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Full report
Tell us about your mortgage
Takes about 60 seconds. No SIN, no banking info, just the basics.
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Your information is used only to generate your report. We don't share or sell your data.

Analysing your mortgage…
Checking current market rates
Evaluating lender competitiveness
Calculating your health score
Preparing your report
Your Mortgage Health Score
/100
Calculating…
Rate vs. market best0.45% above ideal
Annual overpayment$1,890 / year
Lender score62 / 100
Refinance opportunityStrong, act now
Recommended actionBook a call for competitive quotes
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Your Mortgage Health Score
/100