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Licensed Mortgage Broker ยท BC and Canada

Your path to home ownership, made clear.

We cut through the complexity so you can focus on what matters: finding your home. Transparent rates, honest advice, and a process that actually makes sense.

Calculate Your Rate
$100M+
Funded to date
100+
Happy homeowners
5.0โ˜…
Google rating
Today's featured rate
4.09%
5-year fixed ยท Subject to qualification
Variable (5yr)3.45%
Fixed (3yr)3.89%
Fixed (5yr)4.09%
HELOC4.45%

Free Tools

Know where you stand before you call.

What we offer

Every mortgage type, handled with expertise.

First-Time Buyers
Step-by-step guidance designed for buyers who are new to the process. We walk you through every stage, from pre-approval to closing.
Refinancing
Lower your monthly payment, tap equity, or pay off your mortgage faster. We find the refinance structure that fits your goals.
Investment Properties
Build your real estate portfolio with financing structured around rental income and long-term asset performance.

Mortgage Calculator

Get a feel for your numbers.

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Principal + Interest only ยท Excludes property tax, insurance
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Why Mack Mortgages

Mack Chaisson, Mortgage Broker

We're brokers, not banks. That difference matters.

As an independent broker, I work for you, not a lender. That means shopping dozens of lenders to find the rate and terms that serve your situation, not whoever pays the biggest commission.

Since 2018, I've helped 100+ homeowners across BC and Canada secure financing that actually fits their lives, with a 5.0 Google rating to show for it.

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Full market access

We compare rates from 50+ lenders, including big banks, credit unions, and private lenders, to find your best option.

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No surprises

We explain every fee, term, and condition before you sign. Your file, your decision, always.

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Fast closings

Pre-approvals in 24 hours. We've closed complex deals in under a week when the situation called for it.

Client Reviews

What clients are saying.

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Google Review

"Working with Mack was an absolute pleasure from start to finish. He's friendly, prompt, and incredibly well-organized and was always on top of the details so we didn't have to be. Our mortgage situation wasn't exactly straightforward, but Mack handled it with complete confidence and walked us through every step without making us feel overwhelmed. If you're looking for a confident, professional Mortgage Broker, I recommend contacting Mack!"

Eric Adams
3 months ago
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Google Review

"Mack was recommended to me by my real estate agent, and he assisted me with obtaining a mortgage for a more complex situation. Mack was a pleasure to work with. He is very knowledgeable, professional and responsive. He helped me identify the mortgage product that fit my needs, negotiated with the bank to get a competitive rate, and promptly answered all of my questions. I highly recommend Mack for anyone seeking a mortgage."

Eivan
3 months ago
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Google Review

"I came to Mack with a desperate case. My bank didn't give me the renewal rate on my mortgage until the last minute, so I had only a couple of weeks to find something better and close the transfer. Didn't have high hopes, but Mack jumped on it, worked really hard and in a few days I had a much better offer and everything went smoothly from that point on! Besides finding me an excellent deal, Mack went above and beyond leading me step by step, making sure that I understood the pros and cons of every detail, and never hesitated to direct me to what served my best interest regardless of the impact on his own commission."

Tarek Trabulsi
7 months ago
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Google Review

"Mack helped us with our mortgage of our second home, right before the arrival of our first baby. In what could have been a stressful experience, Mack helped create a seamless situation. Excellent communication! Did all the hard work and made everything so easy for us despite being on a time crunch! Highly recommend!"

Jasmine Harkness
1 month ago

FAQ

Questions we hear often.

A bank only offers their own products. A mortgage broker like Mack has access to dozens of lenders and shops the market on your behalf. In most cases the lender pays our fee, so there's no cost to you for using our service.
We review your income, credit, and assets and present them to lenders to get a commitment on the maximum amount you can borrow at what rate. Pre-approvals typically take 24 hours and are valid for 90 to 120 days. It doesn't affect your credit score.
Most prime lenders require a score of 680+, though some will work with 620+. For clients with challenged credit, we work with alternative lenders who weigh other factors like equity and income. Everyone's file is different. Book a call and we'll give you an honest assessment.
In Canada, the minimum is 5% for homes under $500K, scaling to 10% for the portion between $500K and $999K. Homes over $1M require 20% minimum. Putting 20%+ down avoids mortgage default insurance (CMHC), which reduces your total cost.
Pre-approval: 24 hours. Full approval after an accepted offer: 3 to 7 business days for most files. Complex files (self-employed, commercial, non-resident) can take longer. We always aim to give you a clear timeline upfront.

Get in Touch

Ready to save money on your mortgage?

Book a free 30-minute call with Mack. No paperwork, no pressure, just a straight conversation about your options. You won't regret finding out how much you could be saving.

Most clients are surprised by what's available to them.

๐Ÿ“ž 778-874-2451
โœ‰๏ธ Mack.Chaisson@Cleartrust.ca
๐Ÿ“ Richmond, BC ยท Serving all of Canada